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Item Details
| Title:
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WOMEN AND MICROCREDIT IN RURAL BANGLADESH
AN ANTHROPOLOGICAL STUDY OF GRAMEEN BANK LENDING |
| By: |
Aminur Rahman |
| Format: |
Paperback |
| List price:
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£43.99 |
| Our price: |
£39.59 |
| Discount: |
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| You save:
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£4.40 |
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| ISBN 10: |
0813339308 |
| ISBN 13: |
9780813339306 |
| Availability: |
Usually dispatched within 1-3 weeks.
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| Stock: |
Currently 0 available |
| Publisher: |
INGRAM PUBLISHER SERVICES US |
| Pub. date: |
21 February, 2001 |
| Pages: |
200 |
| Description: |
The first anthropological study of the Grameen Bank microlending program to rural poor women, focused on both economic and social processes to examine and understand grassroots microlending structure and its implications for women borrowers, societal members, bank workers and for the sustainability and growth of lending institutions. |
| Synopsis: |
The Grameen Bank of Bangladesh has been extending small loans to poor borrowers (primarily women) to promote self-employment and income generation since 1976. The apparent success of the Grameen Bank (that is, recruitment of clients, investment of loans, recovery rates on invested loans and profit margins) has made microcredit a new model for poverty alleviation and sustainable development. Anthropological research results on Grameen Bank lending to women presented in this book, however, illuminates the link between the success of the bank and debt-cycling of borrowers. The priority of earning profits to insure institutional economic viability caused Bank employees at the grassroots level to emphasize increasing the number of loans disbursed and loan recovery. By using the joint liability model of lending, the Bank workers and borrowing peers impose intense pressure on clients for timely repayment. Many borrowers maintain their regular payment schedules, but do so through a process of loan recycling (that is, pay off previous loans with new ones) that considerably increases borrower debt liability.The debt burdens on individual households in turn increase tension and anxiety among household members and produce unintended consequences for many clients.This book examines women borrowers' involvement with the microcredit program of the Grameen Bank, and the grassroots lending structure of the bank it illustrates the implications of Grameen lending for the borrowers, their household members and bank workers. The focus of the study is on the processes of village-level microcredit operation it addresses the realities of the day-to-day lives of women borrowers and bank workers and explains informant strategies for involving themselves in this microcredit scheme. The study is on the power dynamics of everyday lives of informants as they affect women borrowers' relationships within the household and the loan centres, and bank worker relationships within the loan centre and the bank. |
| Publication: |
US |
| Imprint: |
Westview Press Inc |
| Returns: |
Returnable |
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