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Item Details
Title: PRIVATE VOLUNTARY HEALTH INSURANCE
CONSUMER PROTECTION AND PRUDENTIAL REGULATION
By: Alexander S. Preker, Pablo Gottret, Birgit Hansl
Format: Paperback

List price: £17.95


We currently do not stock this item, please contact the publisher directly for further information.

ISBN 10: 0821387561
ISBN 13: 9780821387566
Publisher: WORLD BANK PUBLICATIONS
Pub. date: 15 February, 2012
Pages: 130
Synopsis: Health insurance can offer protection against catastrophic medical expenses and improve access to health care. There are, however, imperfections in the insurance market that require intervention such as asymmetry of information between the policy holder and the insurance company, moral hazard that can occur on the side of the insured or the provider of health services, risk selection that may lead to cream skim a particular market, and others. To encourage the effective development of Voluntary Private Health Insurance, it will be necessary for policymakers to establish and enforce regulatory standards that will attempt to correct inefficiencies from market failures and that will achieve desired social objectives. This book is intended to help countries that are contemplating how to design and implement a legal framework for a private health insurance market. First, it provides an overview of private health insurance, the rationale for insurance regulation, and the institutions involved in administering insurance laws. It then reviews the key standards and protections that are often used in regulating private health insurance.As part of the discussion on regulatory standards, options for supervisors in certain areas where policy and regulation approaches vary will be noted. To illustrate international experience, examples of the regulation of private health insurance from several low, middle, and high-income countries will be drawn upon throughout the book.
Illustrations: black & white illustrations
Publication: US
Imprint: World Bank Publications
Returns: Returnable
Some other items by this author:
CREATING EVIDENCE FOR BETTER HEALTH FINANCING POLICY DECISIONS AND GREATER ACCOUNTABILITY (PB)
FINANCING UNIVERSAL ACCESS TO HEALTHCARE: A COMPARATIVE REVIEW OF LANDMARK LEGISLATIVE REFORMS IN THE OECD (HB)
GLOBAL MARKETPLACE FOR PRIVATE HEALTH INSURANCE (PB)
GOING UNIVERSAL (PB)
GOOD PRACTICES IN HEALTH FINANCING (PB)
GOVERNING MANDATORY HEALTH INSURANCE (PB)
GOVERNMENT SPONSORED HEALTH INSURANCE IN INDIA (PB)
HEALTH FINANCING FOR POOR PEOPLE (PB)
HEALTH FINANCING REVISITED (PB)
INNOVATIONS IN HEALTH SERVICE DELIVERY (PB)
MARKET MECHANISMS AND THE HEALTH SECTOR IN CENTRAL AND EASTERN EUROPE (HB)
PRIVATE PARTICIPATION IN HEALTH SERVICES (PB)
PRIVATE SECTOR ROLE IN SCALING UP EDUCATION OF HEALTH WORKERS (PB)
PRIVATE VOLUNTARY HEALTH INSURANCE IN DEVELOPMENT (PB)
PUBLIC ENDS, PRIVATE MEANS (PB)
RISK-BASED SUPERVISION OF PENSION FUNDS (PB)
SCALING UP AFFORDABLE HEALTH INSURANCE (PB)
SOCIAL RE-INSURANCE (PB)
SOCIAL REINSURANCE (HB)
SPENDING WISELY (PB)
TRENDS IN HEALTH STATUS, SERVICES, AND FINANCE (PB)

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