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Item Details
Title: AFFORDABLE CREDIT
THE WAY FORWARD
By: Elaine Kempson, Sharon Collard
Format: Paperback

List price: £19.99


We currently do not stock this item, please contact the publisher directly for further information.

ISBN 10: 1861346875
ISBN 13: 9781861346872
Publisher: POLICY PRESS
Pub. date: 9 February, 2005
Pages: 48
Description: The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. FREE pdf version available online at www.jrf.org.uk
Synopsis: The poor pay more for many things but, arguably, it is the extra they pay for credit that puts the greatest strain on their budgets. This report looks beyond the rhetoric that has dominated much of the debate on high-cost credit to examine the scope for widening access to more affordable credit. The report explores what people on low incomes want from a credit source. It also analyses the constraints on lending to poor people. It looks at the scope for reducing the costs of lending and widening access to more affordable credit, and estimates the scale of demand for affordable credit. This report should be read by commercial and not-for-profit lenders, campaigners, policymakers and anyone studying or researching issues around poverty and financial exclusion.
Publication: UK
Imprint: Policy Press
Returns: Returnable
Some other items by this author:
CHARACTERISTICS OF FAMILIES IN DEBT AND THE NATURE OF INDEBREDNESS (PB)
COMPUTERIZING LONDON'S ADVICE AGENCIES (PB)
CREDIT CARD DEFAULT (PB)
CREDIT USE AND ETHNIC MINORITIES (PB)
DESIGNING PUBLIC DOCUMENTS (PB)
DSS RESEARCH REPORT 125- SAVING AND BORROWING (PB)
DWP RESEARCH REPORT 194 - SAVINGS AND LIFE EVENTS (PB)
EXPERIENCES AND CONSEQUENCES OF BEING REFUSED A COMMUNITY CARE GRANT (PB)
FUTURE AGE (HB)
GAS DEBT AND DISCONNECTIONS (PB)
GOOD, BAD OR INDIFFERENT? (PB)
KEPT OUT OR OPTED OUT? (PB)
LEGAL ADVICE AND ASSISTANCE (PB)
MONEY ADVICE (PB)
OVERCROWDING BANGLADESHI HOUSEHOLD (PB)
OVERCROWDING IN BANGLADESHI HOUSEHOLDS (PB)
PAYMENT OF PENSIONS AND BENEFITS (PB)
PROMOTING FINANCIAL INCLUSION (PB)
PROMOTING THE INTERESTS OF THE ELDERLY (PB)
SOCIAL FUND USE AMONGST OLDER PEOPLE (HB)
STRUGGLING TO MAKE ENDS MEET (PB)
STUDENT FINANCES (PB)
TACKLING FINANCIAL EXCLUSION (PB)
WATER DEBT AND DISCONNECTION (PB)

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